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For Agents
Why Work With Medicare Made Simple?
You got into this business to build something. We give you the tools, training, and support to actually do it.
20+
Years in Medicare
25+
States Served
100s
of Plans Available
Top 3
Agency Statewide (Multiple Carriers)
Sound Familiar?
Tired of being an after-thought to your upline?
Nothing more than a number?
So often agents enter the Medicare insurance field, brought in with huge promises of the "potential money" they can make — while being given no clear path to get there. Agents find a big flashy FMO to contract with who talks a great game, with all of the amazing systems they give you access to. However, once you are onboard you are thrown to the wolves and left to fend for yourself. Some can survive like this, but most cannot.
At Medicare Made Simple, we give you the whole package. Just having access to systems is not enough — you need to know how to use them. You need a properly developed business plan, one-on-one guidance, and the right support around you. That's exactly what we provide.
The MMS Difference
What You Get When You Partner With Us
You Work WITH Us — Not FOR Us
When you partner with MMS, we don't put you to work for us — we work with you to help build YOUR business to be the best it can be. Your success is our success, and we take that seriously.
Real Training & One-on-One Support
We don't just hand you systems and wish you luck. We provide one-on-one guidance and training to make sure you don't have giant holes in what you are doing. We've been in the trenches and we know what it takes.
Portfolio
Have access to a massive portfolio of products. We work one on one with our agents to make sure you have the products and carriers you need in your market. We understand the plans and needs for every market we work in, so we can get you set up properly right away. Many agents make the mistake of contracting with too many carriers only to have them terminated for lack of production and generate unnecessary licensing and/or appointment fees. Need to add more carriers? Our dedicated contracting team can quickly and easily get new carriers added for you when needed so you don't miss a sale.
Independence
One of the biggest mistakes agents can make earlier in their career is not properly controlling and owning their own business. With MMS we partner with you to help you improve — we don't own you. Your business is your business from day 1. Contracts and commissions are all carrier direct whenever allowed. We also have an open release policy. If you for any reason no longer wish to work with us, we will provide an immediate reciprocal release to any agent in good standing upon request. Our reputation is more important to us than holding onto any one agent. We provide the best of both worlds, the freedom that being an independent agent brings you, and the training and guidance you usually don't get unless you are in a captive system. Why handicap yourself when you can get the support you want without sacrificing your freedom.
Marketing
Need to figure out how to get new clients? We can help with that too! With various marketing tools and free premade marketing pieces at your disposal you can hit the ground running. Check out our free affiliated Medicare Scholar program for ready-to-use educational seminars that you can use at various community events. Looking for carrier-free approved Medicare 101 seminar presentations? We've got you covered! Gain access to unlimited T-65 lists, and customize marketing pieces to your heart's content through our broker hubs. Want a turn-key final expense program? Check out our affiliated Life Made Easy program. Looking for help paying for some of your marketing ideas? We will help you with co-op money from not only the insurance carriers, but from MMS and TLC as well.
Business Planning
The right product and training only goes so far. We also offer one-on-one business planning. Let's sit down and really take a look at what you are doing, what you want to be doing, and where you want to be. Often agents who are struggling with their marketing plans haven't changed their system in many years. Times have changed. What gave great results 5-10 years ago may not still be working. We keep up on the trends of what works and what doesn't. Throwing more money at bad money doesn't fix the problem. Let us help review what you are doing, learn where you want to go, and help you get there.
Top-Tier Agency Reputation
Over the past two decades, MMS has achieved multiple top honors and awards from various insurance companies, including being a top 3 agency statewide with multiple companies several different years. You're aligning with a name that carriers respect and clients trust.
A Partner, Not Just an FMO
Why contract directly with FMOs who primarily service their most successful partners, when you can partner with one of those successful agency partners? You get the benefits of a top-tier FMO relationship with the personal support of a boutique agency that actually knows your name.
State of the Art Quoting & Enrollment Systems with an Integrated CRM
Gain access to multiple state-of-the-art quoting and enrollment platforms. Set up prospects, save prescription lists, quote, and enroll through our exclusive SmartEnroll system powered by Connecture. Enroll clients or get scope of appointments in person, or via email AND text message, all electronically. Want access to a top-notch client management system? Our contracted agents have access to AgencyBloc and MedicarePRO, CRM systems specifically designed for insurance agents. Store all of your client information, applications, scopes and your notes, electronically in the cloud for access anytime, any place. SmartEnroll applications are even automatically uploaded into your AgencyBloc and MedicarePRO systems for long-term storage! Want to stop entering your clients' information EVERY time you make a change? The direct CRM integration allows you to port your clients' information straight into their applications for an easy and quick application process. Trying to figure out how to stay compliant with the CMS call recording requirements? Our agents have access to exclusive Zoom and phone platforms to help keep yourself 100% compliant. We also have additional quoting systems available for free that cover final expense life, traditional life and annuities, Medicare supplements and more!
Jay Rayl
Jay Rayl is the driving force behind Medicare Made Simple, leading with a clear commitment to agent partnership, real-world expertise, and sustainable growth. What sets Jay — and the agency — apart isn't just infrastructure or resources, but leadership grounded in experience. Jay has spent 2 decades in the field and continues to actively sell Medicare, giving him a current, practical understanding of the challenges agents face every day. His guidance is not theoretical — it's built from firsthand success as a top-producing agent across multiple carriers and thousands of client interactions. Jay remains deeply invested in the success of every agent within the organization. He has cultivated a culture where support is accessible, collaboration is encouraged, and no question is too complex. From navigating unique client scenarios to building scalable books of business, agents have a trusted partner in Jay — someone who has seen it all and is committed to helping others succeed. Jay has been a top personal agent with multiple insurance companies over the years, so what he teaches comes from experience, not just a textbook. With a rapidly growing downline of brokers servicing thousands upon thousands of Medicare clients and a proven track record of developing high-performing agents, Jay's leadership ensures that brokers are not just part of an agency — they are part of a team built for long-term success.
Included When You Join
Everything You Need to Succeed
Ready to Build Something Real?
When you work with MMS, you don't work for us — we work WITH you to help build YOUR business to be the best it can be.