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Ancillary Insurance
Ancillary Insurance Products for Individuals & Retirees
Medicare and traditional health insurance plans may leave gaps in coverage. Ancillary products help fill those gaps by offering added protection and flexibility. From dental and vision coverage to hospital indemnity plans, Medicare Made Simple offers coverage options designed to strengthen both your health and your financial peace of mind.
Self-Employed, between jobs or Retired?
Many employers offer ancillary benefits like dental and vision insurance as part of their employee health plans. However, most retirees do not have access to these employer-sponsored benefits. That's where Medicare Made Simple can help. We work with trusted providers to offer individual ancillary plans designed to meet your needs in retirement and beyond.
Loosing your dental coverage at work?
We have plans that can give you a "continuation of coverage", that will not subject you to new waiting periods as long as you move to your new plan within 2 months!
Concerned about rising co-pays on your Medicare Plan?
As the federal government continues to realign the cost structure of Medicare, Medicare Advantage co-pays on many plans continue to rise. Hospital Indemnity plans can help you lower your risk and keep your potential out of pocket costs at a level you find acceptable.
Coverage Options
Plans Designed to Fill the Gaps
Dental Coverage
A healthy smile plays an important role in your overall health. Dental insurance helps reduce out-of-pocket costs for routine care and dental procedures, so you do not have to delay treatment due to financial concerns. With Medicare Made Simple, you can find a dental plan that fits your lifestyle, your budget, and your long-term wellness goals.
Standalone dental insurance plans may help cover:
- Preventive cleanings and exams
- Fillings, crowns, and root canals
- Dentures and oral surgery
Vision Coverage
Vision care is an essential part of your overall health, but it's often overlooked. Without coverage, eye exams, glasses, and contacts can become expensive. Medicare Made Simple can help you choose a vision plan that works with your current coverage and supports your long-term eye health.
Vision plans typically help pay for:
- Annual eye exams
- Prescription lenses or contacts
- Frames and lens enhancements
Hospital Indemnity Insurance
Even with Medicare or health insurance, hospital stays can result in unexpected costs. Hospital indemnity insurance pays a set benefit for each day you are hospitalized, helping reduce out-of-pocket expenses. Whether a hospital stay is planned or unexpected, this coverage offers added peace of mind when you need it most.
These plans can help cover:
- Deductibles and copays
- Prescription costs
- Recovery expenses or non-covered services
Ready to Enhance Your Coverage?
Medicare Made Simple is here to help you protect what matters most. Whether you are exploring dental, vision, or hospital indemnity insurance, we will walk you through your options and connect you with coverage that complements your health plan and supports your future.